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Planning Retirement Online

Dream Big after Retirement


March 2014

Retirement may signal the end of your working life, but with all the spare time and freedom that comes with it, your retirement years are the ideal time in which to embark on a new adventure, start a new project or learn something new.


Today's retirees are more active, more demanding and are enjoying a longer life expectancy than ever before. In fact, recent figures reveal the average life expectancy for a 65-year-old man in England and Wales is 18.3 years, whilst women average 20.9 years.

So whether you're just starting out in retirement life or are simply looking for new ideas and activities, there's no shortage of options to be had. Even those who require a little extra help can enjoy a varied and fun-filled retirement. Residents in Bupa Care Homes, for instance, can benefit from regular activities through various groups and clubs, ranging from knitting and exercises to gardening and days out. 

Above all else, retirement offers you the perfect opportunity to be adventurous and dream big. To help kick start your imagination, take a look at these five exciting retirement options..

Live abroad

A recent study by HSBC found that nearly 5.5 million Brits between the age of 45 and 64 would consider purchasing a holiday home abroad, with one in four pinpointing Spain as their preferred destination.

So what better way to mark the start of your life as a retiree than by moving to another country? With extra free time on your hands, retirement is the perfect time in which to learn a new language, discover a new culture or simply enjoy a warmer climate.

Although a move to another country may seem daunting, there is no shortage of help at hand. The UK government offers guidelines for those either moving or retiring abroad, and there is also plenty of information detailing how a move abroad will impact your pensions and taxes.


Retire on a cruise ship

Whilst the majority of cruise passengers tend to opt for a couple of weeks at sea, there is in fact a far more adventurous option available.

Believe it or not, it is entirely possible to retire on a cruise ship. Not only does it offer you the chance to travel 'full-time', but you can also enjoy social camaraderie with fellow passengers whilst visiting some of the most fascinating ports and cities in the world. There's also the added bonus of not having to cook or clean.

So how does it work? Many cruise liners offer you the chance to purchase a cabin, which effectively means you have a permanent address on the ship. Although it can seem like a significant commitment, it none the less offers the opportunity of a lifetime which you can embark on alone or with a friend or partner.


Get back in the classroom

As the old saying goes, "you're never too old to learn something new". And although your working days may be behind you, there's no reason to rest on your laurels when it comes to expanding your skills and knowledge. According to Age UK, there are over 600,000 people in Britain aged 60 or over currently enrolled in educational classes or courses.

Whether you fancy an evening class or a college course, the opportunities are endless. Learn a new language, attend photography classes or embrace an outdoor classroom in the shape of surfing lessons. If you feel like it, go for it. Learning new skills can open up the door to host of new hobbies, interests and people.


Push your hobby to the limit

Retirement is a great time to embrace new hobbies and interests, but it's also the perfect opportunity to expand on an existing hobby. With time on your side, why not set a goal of taking one of your favourite hobbies as far as it can go?

Are you a keen golfer? Then sit down and draw up a list of the five courses in the world you'd most like to play. And if you're based in the UK, then you'll already be blessed with some of the planet's top courses on your doorstep. Alternatively, you can set a goal of attending professional golf tournaments, be it the Ryder Cup or US Open. Target anything from one a year or spend a season following the best players on the planet.

The same approach can apply to pretty much any hobby and can be made even more enjoyable if you share it with a friend, family member or partner.


Get creative

Got a creative side you'd like to explore? Then perhaps a long term project could be the answer. Don’t restrict yourself to small-scale projects when you can go all out and push yourself to the limit. If you're looking to make a property investment to boost the retirement fund, then consider purchasing a flat or house which needs a complete refurbishment. Instead of hiring professionals, however, why not try your hand at decorating and designing?

A long term project can come in any shape or form. If you've always enjoyed playing around with cars, for instance, then look into purchasing an old car and launch yourself into a restoration project.

With the right knowledge, research and advice, there's no limit to what you can do.


Bupa Care Homes


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