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Planning Retirement Online

Eternity Rings

July 2013

The eternity ring has been a staple of romantic jewellery since long before the introduction of the modern diamond design we are most familiar with. A continuous line of gemstones, the eternity ring representing an everlasting love and is often given to a partner for any anniversary or after the birth of a child. Increasingly, eternity rings are being used to celebrate long anniversaries by married couples and it can be exciting to receive a new very special ring at our age.

Eternity RingDiamond eternity rings are traditionally the most popular, and of course along with being beautiful they can also be a good investment and a beautiful heirloom piece to be handed down.

So, where do you start when browsing for a diamond eternity ring to celebrate a special anniversary? We spoke to diamond expert and founder of Vashi.com, Vashi Dominguez about what to look for when investing in a ring. 

Eternity rings designed to mark special wedding anniversaries and other milestones for married couples come in a wide range of designs, from classic yellow gold full eternity rings to more modern, multi-gem set half eternity rings. The more traditional (and costly) designs usually have multiple small diamonds set into a platinum, white or yellow gold band or have the top half (face) of the ring set with stones; the latter type is often referred to as a half-eternity. 

Eternity RingKey gemstones for wedding anniversaries and special birthdays that are often incorporated into eternity rings are as follows.
10th – Diamonds
20th – Platinum and Emeralds
30th – Diamonds
40th – Ruby
45th – Sapphire
50th – Gold
55th – Emerald
60th– Diamonds and Gold
80th – Diamonds and Pearls
85th –Diamonds and Sapphire
90th – Diamonds and Emeralds

A three-stone diamond anniversary ring typically has one larger diamond set between two smaller diamonds.  Five-stone diamond anniversary rings, however, usually consist of five diamonds of a similar size and colour going around the whole ring to symbolise eternal love.  

As eternity rings are normally worn alongside the original wedding band and engagement ring, most couples opt for a ring that matches and complements existing wedding jewellery.   The usual order in which these wedding sets are worn is with the wedding ring at the bottom, the engagement ring in the middle and the eternity ring above that.

Eternity RingWhatever your preference, it is worth considering how many rings you or your partner plan to wear at any given time.  This will in part depend on whether you have active lifestyles or whether you want to consider sporting the eternity ring on the other hand.

You may decide to replace or ‘upgrade’ your gold wedding ring or diamond engagement ring with a new diamond anniversary ring.  Reasons for this include the preservation of an aging and delicate ring as a keepsake or heirloom or simply that tastes or financial fortunes have changed and they simply want a bigger and better ring.

The quality of the diamonds is probably the largest consideration if you are buying a ring to hold and gain future value. High quality stones can be later re-set into another piece of jewellery or worn for many years to come to be passed along generations.

As with all diamonds, consider the 4 Cs and look for the best quality stones you can afford.

Carat
Carat is the weight of the diamond and the most important determinant of price. The heavier the diamond, the higher the price. Because larger diamonds are exponentially much rarer than small stones, the cost per carat also rises significantly as weight increases. So, for example, a one carat diamond is much more than twice the price of a half carat diamond.

Cut
The most popular shape and cut is by far the ‘Round Brilliant’, most eternity rings will feature small Round Brilliant cut stones, so look for ones with at least ‘Good’ grade – only one in ten diamonds will meet this grading criteria.

Clarity
Clarity refers to the internal flaws and external blemishes that most diamonds (as a natural material) have to some degree. It’s the degree that is important. Many flaws and blemishes are only visible under magnification but will dramatically affect the professional grading and therefore price of the stone. In smaller stones, such as those featured in most eternity rings, these flaws will almost certainly be invisible to the naked eye. Look for clarity grading of at least SI2 for maximum value diamonds.

Colour
White or ‘Colourless’ diamonds are graded from D to Z and in the higher ranges of colour, the changes are generally quite difficult to perceive, especially to the untrained eye. If you find a ring that you love from a reputable jeweller, it’s highly unlikely that an upgrade in colour (and cost) will noticeably enhance the look of your ring or bridal band. If you are considering future worth in jewellery, it’s recommended that you choose a colour grade of a minimum of J.

Enjoy shopping around, the most important thing overall is that you feel comfortable with the options, the information and the customer service from your jeweller. Beware of dim lighting and retail sales techniques – there’s a good chance that the person trying to sell you a piece of jewellery is in fact, just a sales assistant.

Don’t be afraid to shop around online, but make sure you have a ‘shopping’ list of information you need to see and always check out the credentials of a site to ensure they offer secure shopping, insured delivery and free returns. Design of jewellery is very personal, this is even more important with a significant piece such as an eternity ring so if you have the means, you can always have something designed and made for you by a bespoke jeweller. If you develop a clear idea of the type of piece you want, it may not cost as much as you think. Remember that the ring is a symbol of your love and commitment and as long as you love it and are happy to wear it, that’s all that really matters.

 



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