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Planning Retirement Online

Are you up to speed with
the new motoring laws?
?

May 2017

speed camera sign

With so much media everywhere these days, we are not always up to speed with all the latest news.

But it is important not to have missed the news about the new speeding penalties. Already thousands of people are fined every year – in 2015 alone over 800,000 speeding tickets were issued – but the fines and penalties have now shot up.

The idea of the stricter new laws is that they will make drivers “think twice” about speeding, although most motoring organisations have come out strongly against the new regulations, saying what with current costs and crowded roads, there are already enough restrictions on drivers.

Generally before the new laws came in the minimum fine was £100 and three penalty points on your licence with an option of going on a Speeding Awareness Course to mitigate the points. The maximum fine used to be £1,000 or £2,500 if speeding on a motorway, and the potential of being fined 100 per cent of your weekly salary up to £2,500.

The changes now include the potential of a driver to be charged up to 175 per cent of their weekly salary if they are caught seriously speeding.

This could be a big amount; for an average salary of £28,000 a year the fine could amount to £800; those on a smaller retirement income could still be badly hit.

To be in risk of the 150 per cent fine, you need to be quite a bit over the speed limit….

Speed limit (mph)  20      Recorded speed (mph)   41 and above
Speed limit (mph)  30      Recorded speed (mph)   51 and above
Speed limit (mph)  40      Recorded speed (mph)   66  and above
Speed limit (mph)  50      Recorded speed (mph)   76  and above
Speed limit (mph)  60      Recorded speed (mph)   91 and above
Speed limit (mph)  70      Recorded speed (mph)   101 and above


For those of us caught at lower speeds over the limit, three bands now apply, corresponding to how serious the speeding offence is as below:

Band Speed over limit Fine
A 1-10mph 27-75% of weekly wage
B 11-21 mph 75-125% of weekly wage
C 21 mph and over 125-175% of weekly wage


For older drivers, one area to be particularly careful on is driving on the new smart motorways. These are appearing all over the country and mean you can sometimes use the hard shoulder as a traffic lane and there will also be variable speed limits to control traffic flow, indicated by clear electronic signage.
Last year there were over 52,000 fixed penalties issued on smart sections of the motorways, especially on the M1, M25 and M6.

What all this means is that the police are becoming stricter. At our age, our car sometimes is a lifeline to get around, so it makes sense to be more alert than ever on the speed limits of the road you are on and the speed you are driving.

 


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