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Planning Retirement Online

Laterlife Cookies Policy

Cookies and Privacy

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

A site's own cookies are known as first party cookies. However third party cookies (placed for example by Google) are also (1) used for analysis purposes that enable site improvement by the site owner (2) widely used for advertising purposes.

For further information about cookies you can visit

Use of cookies by Laterlife

We set our own 'first party' cookies only to record your preferences such as the Text Size and Contrast options available to you via the links at the very top right of the page. This means that when you move about the site, or return to the site, your preferences are retained to improve your experience of using the site. No personally identifiable information is collected.

We also allow third party cookies as identified and explained in the table below for analysis and advert serving purposes.

You can prevent or control the use of cookies, should you wish to, by using the privacy settings in your browser, or other facilities identified in the table below. It is suggested that for pervasive facilities across many web sites, such as Google analytics and Google adsense you look at and take advantage of the facilities they provide to control your privacy across all the sites you visit.

It is now a legal requirement in the UK and EU that you agree to Cookies being placed on your computer by each site you visit. You can control placement of Cookies, should you wish to, by the means identified below. You can also delete any existing cookies using the 'Internet options' facility in your browser.

Continued use of the site agrees to our use of cookies as described, or that you have set the privacy options in your browser, or as described in the table, according to your requirements.

The table below explains the cookies we use and why.




More information



To enable you to set the text size and contrast options you prefer using the Text size  and Contrast facilities at the very top of the page above the large banner advert. These options are then remembered from page to page and when you return.


Google Analytics


These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited.

Click here for an overview of privacy at Google

Google Adsense
and Google Search


Laterlife uses Google as a third party vendor to serve adverts and provide search facilities when you visit our websites. Google, uses DART cookies to serve ads on the site. Google's use of the DART cookie enables it to serve ads to you based on your visit to our sites and other sites on the Internet in order to provide advertisements about goods and services of interest to you.

Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy

Advertising affiliate schemes


Laterlife also uses a number of industry wide Affiliate schemes, as well as Google, to offer products and services for which it receives a commission.

These make use of cookies, typically which last for a certain length of time, in order to identify and reward us if you subsequently purchase an item after visiting the Laterlife site.

Should you wish to prevent or control these cookies, make use of the 'Privacy settings' within your browser.

Ad serving system


We also use a third party ad serving system called DFP from Google, to show the advert banners and buttons which we agree directly with advertisers as well as some adverts from the Google network. This uses cookies e.g. to limit the number of times you see a particular advert.

Should you wish to prevent or control these cookies, make use of the 'Privacy settings' within your browser.

Webcasts and webchats


In some cases the third party webchats and webcasts we host make use of cookies.

Should you wish to prevent or control these cookies, make use of the 'Privacy settings' within your browser.

Note that you can delete all cookies at any time by using the 'Cookie deletion' facility within your browser - typically under 'Internet Options'. However if you do so you may lose personalisation and preference information when you revisit sites.

The Cookies policy is part of Laterlife's overall privacy policy which aims to protect your privacy online.


  • If you have any questions about this Cookies Policy or the wider Privacy Policy or about the operation of our website, you can contact us by e-mail at


LaterLife and LaterLife Learning are part of Jelf Insurance Brokers Ltd
1 Tower Place West, London, EC3R 5BU

LaterLife Learning is a trading name of Jelf Insurance Brokers Ltd.  Registered in England and Wales number 0837227. Registered Office: 1 Tower Place West, London, EC3R 5BU .


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