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Planning Retirement Online

UK Home Insurance in later life

Insure4retirement Home Insurance policy features and options

Front door of house

Buildings Insurance

• Standard cover for building and repairs for Unlimited Sum Insured.
• Up to 2 million cover for Public Liability.
• Valuable cover for all outbuildings.
• Important cover for accidental damage on fixed glass.
• Up to 40,000 worth of alternative accommodation due to damage insured.


Interior of house Contents Insurance

• Standard cover for your home contents up to 100,000.

• New for old cover, up to the value of 100,000. (For clothing and household linen, the relevant deductions will be made for wear and tear.)

Additional Cover to the Standard contents policy

You can buy the following additional protection for your special possessions.

  • High-risk property extension for high value items worth more than 2000
  • Personal Belongings Away From Home Cover up to 5,000
  • Pedal cycles

Table with photographsLow Cost Additional cover buys you extra peace of mind

For a small amount each month you can add the following optional covers to your policy




At we have selected to partner with Insure4Retirement because of their experience and focus on providing value for money Home Insurance for over 50s.

If you haven't already, see what they have to say about themselves and their Home Insurance including their  promises for peace of mind.

Then call them on 0800 781 00 22 for a free quotation.  Remember to quote reference LHW001


Home Emergency Cover from just 5.35 a month or 58.95 a year.
This Insurance covers:

Plumbing and drainage, Electricity supply, Gas or electric cookers, Heating systems, Locks and lost keys, doors and windows, Protection 24 hours a day

Legal Cover up to 50,000 per claim from just 1.53 a month or 16.95 a year.

Garden Secure Cover From just 2 per month or 24 per year.
Covering Fences, Gates, Hedges, Patios, Lawns, Shrubs, Trees and Plants


Please note we endeavour to ensure these summary Home Insurance details are maintained up to date, but please ensure you check with Insure4retirement and the actual policy wording as well as for limits and excesses applicable.


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