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Planning Retirement Online

UK Home Insurance in later life

Home Insurance

If you join the Laterlife Members Buying Club you can obtain a discount or other benefit wherever you see the clinking champagne glassesAt we have selected to partner with Insure4Retirement because of their experience and focus on providing value for money Home Insurance for over 50s.

Picture of Bungalow

See what they have to say below about themselves and their Home Insurance including their guarantees for peace of mind.

Telephone operatorThen call them on 0800 2988 707 for a free quotation.  Remember to quote reference LHW001

Click for details of the standard home insurance policy features for Buildings and Contents and the additional options such as Home Emergency Cover


Insure4Retirement exists specifically for people aged 50 and over. In their experience, people aged 50 or over are 20% less likely to make a claim. So premiums cost less, and our policyholders gain the benefit.

No. Insure4Retirement are completely independent, so we are free to negotiate excellent prices from some of the country's leading insurers.

Insure4Retirement deal only with companies who are either members of the Association of British Insurers (ABI) and certain underwriters at Lloyds.
This gives you, and us, total peace of mind.

Insure4Retirement is now authorised by the Financial Services Authority (FSA), in relation to the sale and administration of non-investment insurance contracts. Our firm registration number is 307941. You can check these details at  or by contacting the FSA on 0845 606 1234.


These PROMISES are provided by Insure4Retirement to prospective home insurance policyholders to give you absolute peace of mind:-


  • Business ladyThey PROMISE that if you have not made or submitted an insurance claim and find similar cover at a lower cost within three months of taking out your policy, they will refund the price difference or cancel your policy and refund all the premiums you have paid.

  • They PROMISE always to aim to provide you with the best possible insurance cover at the best possible price.

  • They PROMISE that they will always deal with you in a courteous and respectful manner, whether you are making enquiries about their service or making a claim on your policy.

  • They PROMISE to provide you with clear, understandable information about their insurance products and services both before and after you have bought insurance from them.

  • They PROMISE to respect your privacy by protecting your personal details in accordance with the Data Protection Act.

  • They PROMISE they will always act quickly and efficiently with any claim you make on your policy.

  • They PROMISE their standard of service to you will either meet or exceed the standards required by Financial Services Authority.

  • They PROMISE to issue your documents within 24 hours.

  • They PROMISE their Customer Service Team will deal promptly with any of your concerns or complaints and advise you on the best action to take.

Please note we endeavour to ensure these summary Home Insurance details are maintained up to date, but please ensure you check with Insure4retirement and the actual policy wording as well as for limits and excesses applicable.


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