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Planning Retirement Online

Laterlife Privacy Policy

Your Privacy

  • We are committed to protecting your privacy online. Please read on for more details about our privacy policy and how we will treat your personal information

Collecting Information

  • Generally we allow you to browse our website without giving us any personal information. In some circumstances you may also voluntarily register your details with us to take advantage of special offers or arrangements we may make available to you or other parties.
  • We use Cookies to record your preferences such as Text size and Contrast options. You should read the separate Cookies policy, which is part of the overall Privacy Policy, to understand how we use Cookies and also the Third party cookies which are used for analysis and advertising mechanisms. This also explains how you can control use of cookies should you wish to.
  • By using the site you are agreeing to our privacy and cookies policies.

How does protect your information?

  • We are committed to safeguarding the security of the information that you provide us with and we have security procedures in place to protect against the loss, misuse or alteration of information under our control.

Your consent

  • By registering with us you consent to the collection and use of your personally identifiable information by ourselves only. By completing information on one of our enquiry forms you consent both to use by us and by the third party that the form relates to. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
  • Children are not eligible to use our services and we ask that minors under the age of 18 do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with your parents’ or guardians’ consent.

How do we use the information you provide us with?

  • We use the information you provide us with to maintain a database of all our users’ information to provide newsletters where you have requested them or to allow you access to our chat room or to other parts of our website.
  • Occasionally, we may use the information we collect to notify you about important functionality change to the website or other services, or if you have opted in to our newsletters to special offers we think you will find valuable. If you would rather not receive this information please notify us by e-mail or use the unsubscribe facility which appears in all our newsletters.
  • Except as specifically permitted by us you may not disclose your user ID (if you have one) to any third party nor share it with any third parties. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change it.
  • In special circumstances we may be forced to disclose information to the government or third parties, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorise us to) disclose any information about you to law enforcement or other government officials as we in our sole discretion believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability. Likewise you authorise us to disclose all personal information for the same purposes.

Third Party Information and Affiliate Schemes

  • Except as otherwise expressly discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To the extent that you disclose your information to other parties on our system or to our Associates or other sites throughout the internet, different rules may apply to their use or disclosure of the personal information you disclose to them.
  • To the extent that we use third party advertisements and Affiliate schemes, they adhere to their own privacy customs and policies. Since we do not control the privacy policies of third parties or our Associates or Affiliates, you are subject to the privacy customs and policies of that third party or Associate or Affiliate. We encourage you to ask questions before you disclose your personal information to others.
  • Laterlife is a participant in the Amazon Europe S. r.l. Associates Programme, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to
  • Laterlife uses Google as a third party vendor to serve ads when you visit our websites. Google, uses DART cookies to serve ads on the site. Google's use of the DART cookie enables it to serve ads to you based on your visit to our sites and other sites on the Internet in order to provide advertisements about goods and services of interest to you. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Reviewing and Changing your Personally Identifiable Information

  • You can review and change the information which you may have submitted during any registration by amending your details on-line to ensure that the information you have provided us with is correct if it changes in the future.
  • If at any time you believe that we have not adhered to these principles please notify us by e-mail at and we will take all reasonable steps to determine and correct any problem.
  • If you have any questions about this Privacy Policy or about the operation of our website, you can contact us by e-mail at

LaterLife and LaterLife Learning are part of Jelf Insurance Brokers Ltd
Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX   
Tel: 01454 272727    Fax: 01454 272728

LaterLife Learning is a trading name of Jelf Insurance Brokers Ltd.  Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.


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