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Planning Retirement Online

Tips for Moving Abroad

Moving abroad is a complex project and, like any project, there are numerous pitfalls along the way. If you read the other pages in this Guide, you will go some way to avoiding many of the traps and this page will give you even more guidance on how to manage your move abroad successfully.

  • Au Revoir Angleterre: Making a Go of Moving AbroadAlways seek independent, professional advice. Use the link on the 'Doing Your Research' page of this Guide to get to AIPP so you can contact reputable companies who abide by a code of practice.
  • For information on mortgages and many other aspects of moving abroad, use the internet, for example Liquid Expat Mortgages and some of online magazines that are available for example: InterNations
  • Once you have chosen chosen an area, make sure that it is not too wide a regional target. You want to be able to do some in-depth research (click on the link to 'Doing Your Research') and to make some sensible price comparisons. These tasks are extremely difficult if you are looking at too big an area.
  • Take your time. Don't rush into things and buy the first property that you see. Shop around and give yourself a cooling-off period.
  • Make sure that you get a survey, searches and proper legal advice, just as you would in the UK. DO NOT try to take short cuts - they nearly always prove to be the wrong way.
  • Check house and contents insurance with British companies as well as in the country to which you are moving. The insurance may well be cheaper in the latter, but do you fully understand what you are getting and how will you fare if and when you have to make a claim?
  • Consider whether it's best to apply for residency. In Spain, for example, if you are stopped you have to be able to prove who you are and where you live. If you do not have a residency card, it means you will have to carry around your passport and a utility bill of some sort, which is inconvenient. So check what residency involves and weigh up the pros and cons. This may change, as may the rules for all EU countries, once the UK leaves the EU in 2019. Be certain that you know what the situation will be.

Moving Abroad  links

There may well be other issues that you can think of that will affect you individually. Try to tease out all these things by thinking about them. if you have a family, get together and have a brainstorm so that everyone has the opportunity to contribute their thoughts.

The remaining pages in this Guide will also give you food for thought. So go to all those that you haven't yet read by clicking on the links in the box.

This Guide is written by Retirement Specialist Dave Sinclair supported by members of the LaterLife team. As well as writing on retirement matters Dave is Training Director at LaterLife and responsible for the content and continuous improvement of LaterLife's Retirement Courses.
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