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Planning Retirement Online


The Benefits of Growing Older -  concessions, discounts and special offers

Although we all complain about getting older the alternative is, of course, much worse. Moreover, not only is getting older the better of two alternatives, there are a number of positive benefits. You may feel that the following apply to you:

  • Greater experience
  • More wisdom
  • More time in which to do the things you want to do
  • Grandchildren
  • A greater awareness of priorities and what is really important in life
  • The right to be grumpy

Benefits, Concessions and Discounts

You can no doubt think of other, more specific advantages that apply to you as you put more years on the clock. One that you may or may not have thought about is that in some areas of life things get cheaper! Yes, there are benefits, discounts, concessions and offers that apply only to older people. In these hard economic times that's very important.

What do we mean by older? Generally, these benefits apply to the over-60s but that is not always the case. Sometimes they start from the age of 50 or 55 and sometimes it is later than 60. For state benefits, many of them now start in line with the age that women get their state pension, which is currently rising from 60 to 65 between 2010 and 2018 and then to 68 by 2020. In other countries, particularly the USA, the most common ages for them to be available are either 50 or 55, but this article is aimed at those of us who are UK-based.

It is both the public and the private sector that recognise the need and/or desirability of offering benefits to older people. Therefore, they are available across many aspects of our lives.

These pages are not intended to give you great detail about all the benefits that are available; rather, their objective is to make you aware of what is out there so that you can do your own research about the things that might interest you.

In particular, we don’t look at local offers and benefits. This would be almost impossible to compile – there would always be someone complaining that we hadn’t included the cheap meal deal during November for ‘The Dirty Duck’ in Norton Sodbury – and it would be even more difficult to keep it up to date. If you want to take advantage of local deals, read your local paper, listen to the local radio and keep your eyes open as you travel around.

The one rule in all this is always ASK. Very often, you will be given a discount for being over 60 (or whatever the age is in each particular case) providing you ask if there is one available. Occasionally, you will be asked if you qualify for a discount for any reason but, human nature being what it is, the usual situation is that if you don’t ask, you don’t get.

The final rule is to look pleased and flattered when you are told that you don’t look old enough to be over 50/55/60 or whatever!

Public sector concessions and discounts

Private sector offers, concessions and discounts


Once you have browsed through the pages, you will have a better idea of what to do and where to look in order to gain the full benefits of getting older!

Remember that the cardinal rule is always to ASK, in order that you always get that to which you are entitled. We have shown you the general areas in which you are most likely to get discounts and we have been specific in some instances.

However, we want your help in making this section more comprehensive and therefore more helpful to people. So if you know of any discount schemes that you believe are worth having please let us know and we will add them to this section.

We are more interested in national, or at least, regional deals. As we pointed out earlier, keeping a local register would be a nightmare to compile in the first place and even more difficult to keep up to date. So bearing that in mind, please let us have your nominations by emailing ……………. Tell us the following information:

  • The name of the deal (if there is one)
  • The name of the organisation
  • Brief details of the benefits
  • How to apply for the discounts involved
  • Any other useful information –but keep it as brief as possible
  • We hope you find these pages helpful and we thank you in anticipation for your assistance in making them even better.
     


This Guide to Concessions and Discounts is written by Retirement Specialist Dave Sinclair supported by members of the LaterLife team. As well as writing on retirement matters Dave is Training Director at LaterLife and responsible for the content and continuous improvement of LaterLife's Retirement Courses.  

 


Visit our Pre-retirement Courses section here on laterlife or our dedicated Retirement Courses site


 
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